European Car Insurance

One of the best things about living in England is that you don’t need to fly to go to the European continent. It is estimated that just over 10% of UK motorists drive to Europe each year and nearly 1/3 of those drivers don’t realise they have insufficient European car insurance cover. It is easy to assume that at home, where your insurance policy is adequate that by crossing the channel means you’ll be covered abroad as well but once you are in another country, you will have to abide by their car insurance laws. Typically, you need a minimum amount of cover to drive in Europe which is third party only.

You can obtain a policy that provides temporary cover which is ideal if you are caravanning in France, for example, over the holidays. This type of European car insurance is ideal for short visits. Or, if you travel more often than once or twice per year, you can opt for comprehensive cover which is the best solution if you plan to stay in Europe for longer periods.

You should check with your current insurer as they may already offer comprehensive European car insurance for up to 3 months and will be valid in all EC countries. This way you can avoid paying for additional cover if it’s unnecessary.

So, firstly decide how long you plan to stay in Europe and contact your current UK car insurer to see if they offer European car insurance. This way you’ll always be covered and can rest easy knowing no matter where in Europe you go, your car is properly insured.